Can Gold & Silver ETFs, a smallcap-heavy portfolio, and a 10% step-up get you to Rs 3 crore in 20 years?

Virendra Singh aims for a Rs 3 crore corpus in 20 years. His current Rs 9,500 monthly SIP with annual increases will not suffice. Experts advise doubling his SIP or extending his investment horizon. A simplified portfolio with a small-cap bias and gold ETFs can aid his long-term wealth creation. Discipline and consistent step-ups are key.

Dec 3, 2025 - 13:00
 0  13
Can Gold & Silver ETFs, a smallcap-heavy portfolio, and a 10% step-up get you to Rs 3 crore in 20 years?
Virendra Singh aims for a Rs 3 crore corpus in 20 years. His current Rs 9,500 monthly SIP with annual increases will not suffice. Experts advise doubling his SIP or extending his investment horizon. A simplified portfolio with a small-cap bias and gold ETFs can aid his long-term wealth creation. Discipline and consistent step-ups are key.

What's Your Reaction?

like

dislike

love

funny

angry

sad

wow