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Instead of Pulling $150,000 From His IRA at 24%, a 66-Year-Old Will Borrow It Against His Brokerage Account at 7.5%. Here Is When That Will Be Smarter, and When It Will Blow Up
Borrowing against a brokerage account looks like a clean way to sidestep a massive IRA tax bill, but the real cost depends entirely on one factor most retirees miscalculate before they sign anything.
Borrowing against a brokerage account looks like a clean way to sidestep a massive IRA tax bill, but the real cost depends entirely on one factor most retirees miscalculate before they sign anything.
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