Lowe and Behold- Insurance Brokers Are Not Exempt from New Jersey’s Consumer Fraud Act

New Jersey has some of the strongest consumer-protection laws in the nation. The state’s courts, however, had created judicial carve-outs for professionals and semi-professionals, exempting them from liability under those laws. Those carve-outs expressly included insurance brokers, whom the courts classified as semi-professionals.

Aug 11, 2026 - 01:00
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Lowe and Behold- Insurance Brokers Are Not Exempt from New Jersey’s Consumer Fraud Act
New Jersey has some of the strongest consumer-protection laws in the nation. The state’s courts, however, had created judicial carve-outs for professionals and semi-professionals, exempting them from liability under those laws. Those carve-outs expressly included insurance brokers, whom the courts classified as semi-professionals.

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