Rs 1 crore in stocks vs Rs 1 crore in mutual funds: Why the difference matters

Rs 1 crore in stocks vs Rs 1 crore in mutual funds — which creates more wealth? At first glance, both seem the same, but five years later the gap runs into lakhs. According to CA Nitin Kaushik, the secret lies in dividends, compounding, and the hidden SIP effect that makes mutual funds quietly outperform direct stocks.

Sep 27, 2025 - 01:00
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Rs 1 crore in stocks vs Rs 1 crore in mutual funds: Why the difference matters
Rs 1 crore in stocks vs Rs 1 crore in mutual funds — which creates more wealth? At first glance, both seem the same, but five years later the gap runs into lakhs. According to CA Nitin Kaushik, the secret lies in dividends, compounding, and the hidden SIP effect that makes mutual funds quietly outperform direct stocks.

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