These 3 ETFs Pay 6.29% to 11.80%. Spending That Income Isn't a Way Around the 4 Percent Rule

High-yield ETFs paying up to nearly 12% look like a shortcut past the 4% rule, but that logic rests on a confusion between two measurements that retirement researchers say can determine whether a portfolio survives 30 years.

Oct 22, 2026 - 04:00
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These 3 ETFs Pay 6.29% to 11.80%. Spending That Income Isn't a Way Around the 4 Percent Rule
High-yield ETFs paying up to nearly 12% look like a shortcut past the 4% rule, but that logic rests on a confusion between two measurements that retirement researchers say can determine whether a portfolio survives 30 years.

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