Your Adviser’s Model Portfolio Is Four Index Funds and a 1% Fee. These 4 ETFs Are the Same Portfolio for Under 0.10%

Your quarterly statement reveals four basic index funds inside a model portfolio charging 1% annually, and that gap between what you pay and what you actually own raises a question most investors never think to ask.

Oct 15, 2026 - 22:00
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Your Adviser’s Model Portfolio Is Four Index Funds and a 1% Fee. These 4 ETFs Are the Same Portfolio for Under 0.10%
Your quarterly statement reveals four basic index funds inside a model portfolio charging 1% annually, and that gap between what you pay and what you actually own raises a question most investors never think to ask.

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