SGB vs Jewellery vs ETF: here’s what ₹1 lakh in gold becomes in 5 years

Taxes play a major role too. Physical gold and ETFs attract 12.5% long-term capital gains tax (LTCG) if held beyond 24 and 12 months, respectively. Sell sooner, and gains are taxed at your slab rate.

Oct 19, 2025 - 08:00
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SGB vs Jewellery vs ETF: here’s what ₹1 lakh in gold becomes in 5 years
Taxes play a major role too. Physical gold and ETFs attract 12.5% long-term capital gains tax (LTCG) if held beyond 24 and 12 months, respectively. Sell sooner, and gains are taxed at your slab rate.

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